General Practice

Grear Law is a general practice law firm that handles both Civil and Criminal cases.  Some areas of practice are Consumer Bankruptcy, Automobile Accidents, Workers Compensation, Social Security Disability, Traffic Tickets, Wills, Credit Repair, Estates and Business Formations.  Also included in its practice are criminal record expunction, powers of attorney and deed preparations. 

Welcome to GrearLaw.com
Credit Repair PDF Print E-mail
Written by Peter Grear   

YOUR RIGHTS REGARDING CREDIT REPAIR

You have to ask for your report within 60 days of receiving notice of the action. The notice will give you the name, address, and phone number of the consumer reporting company. You’re also entitled to one free report a year if you’re unemployed and plan to look for a job within 60 days; if you’re on welfare; or if your report is inaccurate because of fraud, including identity theft. 

No one can legally remove accurate and timely negative information from a credit report. Thelaw allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Some people hire a company to investigate on their behalf, but many things a credit repair clinic can do legally, you can do for yourself at little or no cost.   Obviously, lawyers are not as limited in what they can do as clinics.  According to the Fair Credit Reporting Act (FCRA).  You’re entitled to a free report if a company takes “adverse action” against you, like denying your application for credit, insurance, or employment.

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Consumer Bankruptcy PDF Print E-mail
Written by Peter Grear   

Bankruptcy law is a federal legal process for debtors seeking to eliminate or repay their debts. Bankruptcy’s governing federal statutory law is contained in Title 11 of the U.S. Code. It provides for a federal system of statutes and courts, which permits debtors to place their financial affairs under the control of the bankruptcy court.
Bankruptcy court is the specialized federal court in which bankruptcy matters under the Federal Bankruptcy Act are conducted. There are several bankruptcy courts in each state, which are branches of the District Courts of the U.S., and each one's territory covers several counties.

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Social Security Disability PDF Print E-mail
Written by Peter Grear   

The Social Security Administration’s decision to award benefits is based on complex government statutes and Social Security Rulings. I have the experienced, the understanding and resources to help you file a successful claim. Whether you are filing your initial claim, or fighting for benefits that have been denied or reduced, we can help to protect your right to the full payment benefits.  Social Security disability benefits consist of monthly payments and/or Medicare benefits that provide compensation to those who are totally disabled from performing substantial gainful work of any kind. Social Security benefits can be obtained through two programs -- Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). There is no age requirement for the receipt of disability benefits. If the claimant is receiving disability benefits at age 65, the disability benefits are automatically converted to retirement benefits.

 
Expunction of records PDF Print E-mail
Written by Peter Grear   

Although there are several statutes with options that provide for records to be expunged, § 15A‑146 provides a general concept of how they work.  For some in or entering the job market, expungement offers them an opportunity to legally answer "no" when asked if they've ever had a criminal conviction.  

§ 15A‑146.  Expunction of records when charges are dismissed or there are findings of not guilty. 

(a)  If any person is charged with a crime, either a misdemeanor or a felony, or was charged with an infraction under G.S. 18B‑302(i) prior to December 1, 1999, and the charge is dismissed, or a finding of not guilty or not responsible is entered, that person may apply to the court of the county where the charge was brought for an order to expunge from all official records any entries relating to his apprehension or trial.

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Workers Compensation PDF Print E-mail
Written by Peter Grear   

In order to receive workers' compensation, you have to have been employed at the time you are injured, and the injury must be a result of the employment. This means that your injuries must be caused by whatever tasks you are supposed to perform while employed. This may also include illnesses sustained while at work. For instance, if your job requires you to perform a task that deals with hazardous chemicals and you end up getting ill, you may be entitled to workers' compensation.

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